Business Schedule of Charges

BUSINESS 200 CHECKING
Items in excess of 200 (Per Item) ............................................... 50¢
Uncollected Balance Fee (Per Item) ..............................................$5
Average Monthly Minimum Balance Fee ............................. $20
(If Average Monthly Minimum Balance of $3,500 Not Maintained)

BUSINESS 300 CHECKING
Items in excess of 300 (Per Item) ............................................... 35¢
Uncollected Balance Fee (Per Item) ..............................................$5
Minimum Balance Monthly Maintenance Fee ............................. $25
 (If Minimum Daily Balance of $10,000 Not Maintained)
Optional Repurchase Agreement Sweep Investment (per month)…... $50

COMMERCIAL CHECKING
Checks Paid… ................................................................................. 15¢
Deposit Items ................................................................................... 15¢
Deposit Tickets ................................................................................ 50¢
Negative Collected Balance Fee ..........………….... Prime Rate + 3.5%
Monthly Service Charge ..................................................…........... $15
(Monthly Analysis Applies)
Optional Premium Repurchase Agreement Sweep (per month)…... $150

BUSINESS INTEREST CHECKING
Checks Written ................................................................................. 25¢
Deposit Items and Tickets .......................................................... 20¢
Monthly Minimum Balance Fee ............................................... $12
(If Minimum Balance of $3,500 Not Maintained)

BUSINESS STATEMENT SAVINGS
Monthly Minimum Balance Fee ........................……...................... $10
(If Minimum Balance of $500 Not Maintained)

BUSINESS MONEY MARKET
Monthly Minimum Balance Fee ......................……........................ $10
(If Minimum Balance of $3,500 Not Maintained)

IOLTA .................................................................................................. $10
(If Minimum balance of $750 not maintained)

MAHT................................................................................................. $10
(If Minimum balance of $750 not maintained)

Client Escrow Master Account ......................................... $20

ZERO BALANCE ACCOUNTS (ZBA’s)
Per Account (Per Month) .................................................................. $25

CD ROM (Per CD) ............................................................................ $45
(Additional Relationship Accounts linked for $5 per account)

Additional Fees which may apply
Business
ACH Credits ................................................................................... 20¢
ACH Debits .................................................................................... 20¢
ACH Notification of Change ..................................................$3
ACH Return Debit/Credit ..................................................... $10
Certified Check Fee .................................................................. $20
Coin (Per Roll for Deposits and Withdrawals) .................................... 12¢
Collection Item ........................................................................... $20 or $35 (foreign)
(Plus Direct Third Party Fees)
Copy of Cancelled Check.........................................................$5
Currency (Per Strap for Deposits and Withdrawals) ........................ 75¢
Fax Service Per Page .................................................................$5
(2 Page Minimum, In or Out Per Page)
Foreign Currency Exchange Rate (Per Transaction) ................
....... Greater of 50¢ or 3% (of converted U.S. dollar amount)
Inactivity Fee after 1 year (Annually) ................................. $10
Night Bags ..................................................................................... $25
Night Bag Processing ................................................................$3
Official Check - Third Party ................................................ $10
Overdraft/Return Item Fee (Per Item) ............................... $35
Point of Sale (POS) Debits Fee (Per Item) ....................... 75¢
Rejected Check Items (Per Item) ..............................................$2
Research (Per Hour - One Hour Minimum).................................... $20
Return Deposit Item ................................................................ $10
Statement Copy Only .................................................................$6
Statement Copy with Check Copies .............................. $30
Stop Payment Fee ..................................................................... $32
Wire Fee
Domestic - In ................................................................................... $15
Domestic - Out ................................................................................ $32
Wire Fee
Foreign - In or Out ......................................................................... $40

Check By Phone

Transfer..............................................................................................$5

Commercial Loan Payment...........................................................$25