1st Online
1st Online gives your company access to a popular suite of cash management services that offers the speed and convenience of the Internet. It comes complete with time saving shortcuts for experienced users, but also contains thorough step-by-step and field-level online help that any user will find valuable. For more in-depth assistance, a technical customer service representative is just a toll-free call away.
With 1st Online, your company can:
- Determine your company’s financial position from a daily statement that integrates all company accounts
- View a summary, or details, of account activity
- Obtain financial information for a specific time period for trend analysis
- Initiate secure financial transactions at the touch of a button
- Export information in comma-separated or BAI2 formats, or to other applications such as Quicken or QuickBooks.
How It Works
1st Mariner Bank realizes the sensitivity of your company's banking information. With this in mind, two levels of passwords are required: one to sign on to the application, and the other to submit transactions. Your company can specify user entitlements for peer review of transactions and grant access to accounts by user. Dynamic menus display only the accounts to which the user has been granted access. 1st Online comes with the modules you need to stay on top of and manage all your account activity.
INFORMATION REPORTING – access to consolidated balance and transaction reporting on all your company accounts with current day, previous day, and historical day reporting. A snapshot of all your company accounts is available daily and can be accessed whenever needed.
CHECK MANAGEMENT – electronically send stop payment instructions on a single check or a range of checks. The system will automatically check the Information Reporting database for the check status. Your company can research the status of an issued check, access images of paid checks, or request a copy of a paid check online.
INTERNAL FUNDS TRANSFER - electronically initiate funds transfers between your business accounts.
LOAN PAYMENT & REPORTING - access your commercial loan balance and the last payment amount.
AUTOMATED CLEARING HOUSE (ACH) ORIGINATION - With the click of the mouse, your company can initiate such ACH transactions as direct deposit of payroll, insurance premiums, and dues collection. Learn more 
BILL PAY - Your company can enjoy the convenience of online bill payment tailored to meet company requirements. Learn more
WIRE TRANSFER - Your company can send wire transfer instructions securely and efficiently. Learn more
POSITIVE PAY - Your company can feel secure knowing it has a safeguard against losing money through fraudulent or invalid checks. Learn more
REMOTE DEPOSIT - Prepare your deposit, scan the checks using an approved scanner, and transmit the deposit electronically using 1st Online. Learn more
Contact a Business Banking Representative to find out more.