At 1st Mariner Bank, our customers come first. That’s why we’ve designed a family of checking accounts to give you the convenience and flexibility that you deserve. Whether you’re looking for an interest-bearing account, or a back-to-basics, fee-free account, you’ll find an option that works for you.
Visit your local branch to open any of our checking accounts or simply open online.
- Direct Deposit.
- eStatements (optional).
- Visa® Check Card.
- No per-check charge.
- Online Banking with Bill Pay and email alerts.
- Free use of 1st Mariner, Money Pass®, and Highs Dairy Store ATMs.
1st Access Checking
Available to anyone 18-25**, this account has the features and benefits you need to manage your busy lifestyle including:
- No monthly fees.
- No minimum balance.
- Free access to ATMs anywhere.*
- Free POS transactions with your Visa® Check Card.
- Free Mariner-style checks+. + The bank provides free Harland Clarke® Mariner-style checks with this product. The shipping fee will be charged to the customer. Checks will be shipped by CheckProtect, a secure and trackable check delivery system to help prevent identity theft.
- PLUS all standard 1st Mariner Checking Account features!
*Other institutions may charge ATM usage fees. ** On the next account cycle date following the date a 1st Access Checking account holder reaches age 26, his/her account will automatically convert to a 1st Mariner Absolutely Free Checking Account.
Classic Direct Deposit Checking*
- No monthly fee.
- No minimum balance.
- Interest on all balances.
- Buyback of your old checks (up to $10.00).
- Free Mariner-style checks+. + The bank provides free Harland Clarke® checks with this product. The shipping fee will be charged to the customer. Checks will be shipped by CheckProtect, a secure and trackable check delivery system to help prevent identity theft.
- PLUS all standard 1st Mariner Checking Account features!
* Account must receive direct deposit at least once every 90 days.
1st Select Checking
- No monthly fee.
- Interest on all balances.
- Minimum balance requirement. *
- Buyback of your old checks (up to $10.00).
- Free access to ATMs anywhere. **
- Discount on consumer loan rate with Direct Debit from your checking account.
- PLUS all standard 1st Mariner Checking Account features!
* Minimum average monthly balance of $2,500 must be obtained to avoid service fee. ** We will reimburse you for ATM surcharges paid to other banks during those monthly statement cycles in which your average balance is at least $2,500.00.
Premier Relationship Checking *
- No POS fees.
- Free official checks.
- One free check order per year.
- One free stop payment per year.
- Interest paid on all balances with tiered interest. ($0.00- $4,999.99 and $5,000+ )
- 50% Discount on all small sized Safe Deposit Boxes.
- PLUS all standard 1st Mariner Checking Account features!
* Combined deposit relationship minimum balance of $10,000 must be maintained to avoid service charge.
Minimum to open a checking account is $50.00 unless otherwise stated.
See our Account Disclosure and Schedule of Charges for details.
Stop by one of our branch locations to learn about more checking account options, products and services. You can also contact our Product Information Center directly at 410-558-3343, 1-866-362-4500 or email your question to prodinfo@1stMarinerBank.com.