Branch & ATM Locator

Branch & ATM Locator

ATM Locator

Branch List

Product Information:

Master Disclosures

Retail Schedule of Charges

Business Schedule of Charges

Rates

In this section, you can find the rates for 1st Mariner Bank's various savings, checking and investment accounts. Important product Disclosures and a Schedule of Charges, are located on the right side of this page.

These rates are current as of 01/012009.
Bookmark this page, and check regularly for updated rates.

Fixed Rate CDs
Flex CDs 
Jumbo CDs
Checking Accounts
Money Market Account
IRA Accounts
Health Savings Accounts
Savings Accounts
Business Accounts

 

Fixed Rates Certificates of Deposit
Product Type
Rate  APY 

6 Month

1.48

1.50

1 Year 1.98 2.00
18 Month 2.27 2.30
2 Year 2.47 2.50
30 Month 2.57 2.60
3 Year 2.71 2.75
4 Year 2.81 2.85
5 year 3.25 3.30
Promo CDs    
10 Month Companion CD with checking 2.47 2.50
10 Month Companion CD w/o checking     1.98 2.00
     

10 Month Hybrid Savings/CD (Apply Online)

3.68 3.75
     

 

Flex Certificates of Deposit
Click here to learn more about Flex CDs

Product Type Rate APY

Flex CD (24 to 35 Month)

1.73

1.75

19 Month Premium Flex CD 1.73 1.75
19 Month Premium Flex IRA 1.73 1.75
26 Month Premium Flex CD 1.98 2.00

26 Month Premium Flex IRA

1.98 2.00

 

 

Jumbo Certificates
Product Type  
Jumbo CD               For today's rates call 1-866-362-4500 or (410)-558-3343

 

Checking Accounts
Product Type Rate APY
Classic Direct Deposit 0.50 0.50
Premium Interest 0.25 0.25
Premium Plus (Apply Online) 0.25 0.25
1st Select Checking (Apply Online) 0.25 0.25
     
Premier Checking    
0-Balance 0.50 0.50
5000 0.99 1.00

 

 

IRA Accounts
Product Type Rate APY
Fixed CD Rates as stated above    
18 Month Variable Rate 1.75    1.76

 

Health Savings Accounts
Product Type Rate APY
Health Savings Account    
0-2499.99 Balance 0.99 1.00
2500-4999.99 Balance 1.98 2.00
5000 and over Balance 2.96 3.00

 

Savings Accounts
Product Type Rate APY
Statement (Apply Online) 0.30 0.30
Winter / Summer Savings 0.30 0.30

 

 

Money Market Accounts
Product Type Rate APY
Treasury Money Market    
1000-9999.99 Balance 0.25 0.25
10000-19999.99 Balance 0.50 0.50
20000-40999.99 Balance 0.75 0.75
50000 and over Balance 0.99 1.00
Money Market Maximizer    
1000-9999.99 Balance 0.25 0.25
10000-19999.99 Balance 0.50 0.50
20000 and over Balance 0.75 0.75
Money Market Maximizer II    

1000 or Higher Balance (Apply Online)

* Available Online Only       

2.96 3.00

 


 

 Business Accounts
Product Type
Commercial Checking Earnings Credit  1.00%
REPO Rate *0.75%
  Rate APY
Business Interest Checking
2500.00-4999.99 Balance 0.10 0.10
5000.00-24999.99 Balance 0.15 0.15
25000.00 and over Balance 0.25 0.25
Business Money Market
1000-9999.99 Balance 0.25 0.25
10000-49999.99 Balance 0.50 0.50
50,000 and over Balance 0.99 1.00
Business Savings Account 0.25 0.25

 

Return to Top

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items. Interest will be compounded daily and will be credited to the account monthly or quarterly, depending on the type of account.  Interest on Winter/Summer savings accounts credited at maturity.

 

*The Repo Rate applies to 1st Mariner's Sweep Account Program. The interest in the U.S. Securities purchased under this program is not a savings account or deposit. It is not insured by the Federal Deposit Insurance Corporation or any other Government Agency and is subject to investment risks, including possible loss of principal invested.