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Retail Schedule of Charges

Account Reconciliation
Per Hour - Appointment Only
(One Hour Minimum)

$20

 

 

ACH Notification of Change

$3

 

 

ACH Return Debit/Credit

$10

 

 

ATM Per Transaction Option

1st Mariner Bank & MoneyPass ATMs

FREE

Foreign ATM - Per Transaction

$2

Foreign ATM - Balance Inquiry

$2

 

 

ATM Annual Fee

1st Mariner Bank ATMs

FREE

Foreign ATM Annual Fee
(Unlimited Transactions for 1 Year)

$50

 

 

ATM Card Replacement

$10

 

Attachments/Levies

$150

 

Certified Check Fee

$20

 

 

Check By Phone  
Transfer $5
Consumer Loan Payment $10 
Mortgage Payment $15 
Commercial Loan Payment        $25
   

Check Printing
(Fee Depends on Style Ordered)

FEE

 

Collection Item
(Plus Direct Third Party Fees)

$20 (Domestic)
$35 (Foreign)

 

 

Copy of Cancelled Check

$5

 

 

Counter Check

$2.50

 

 

Foreign Currency
Exchange Rate
(Per Transaction)

Greater of 50¢
or 3% (of converted U.S. dollar amount)

 

 

Inactivity Fee after 1 year (Annually)

$10

   

Mobile Money     

$1.95                    

Avoid the monthly service fee by meeting one of the following qualifiers:   

Maintain a $1,500 monthly average balance in an enrolled checking account 

 
Account must receive a direct deposit* at least once every 90 days.

 
Complete at least one bill payment through Online Banking per month   
   

Official Check (Third Party)

$10

 

Online Banking

FREE

 

 

Online Bill Pay

Online Transfer (outgoing, per transaction)

FREE

$2

 

 

Open and Close Account within 90 Days

$30

 

 

Overdraft/Return Item Fee (Per Item)

$39 

(Applicable to items presented against insufficient funds that were created by check, in-person withdrawal, ATM withdrawal, or other electronic means.)

 

   

Overdraft Protection Transfer Fee
(Line of Credit. Subject to loan approval.)

$10

 

 

 Point of Sale (POS) Debits

85¢

   

Research (Per Hour - One Hour Minimum)

$20

 

Returned Deposit Item

$10

 

Safe Deposit Boxes

 

Drill Fee

$150

Late Charge Fee- 30 Days

$10

Late Charge Fee- 60 Days

$10

Lost Key

$20

 

Safe Deposit Rental   
 2x5 $25
 3x5 $30
 5x5 $50 
 3x10 $60 
 5x10, 6x10 $75 
 9x10, 10x10 $130 
   

Statement Copy Only

$6

 

 

Statement Copy with Check Copies

$20

 

Stop Payment Fee

$35

 

Wire Fee

 

In

$15

Out

$32

 

Fees Applicable to 
               Specific Retail Accounts

 

 

 

Absolutely Free Checking

 

None

FREE

 

1st Select Checking

 

Monthly Average Minimum Balance Fee

$15

(If Average Minimum Balance of $2,500 Not Maintained)

 

Classic Direct Deposit

FREE

Maintain a direct deposit* at least every 90 days

   
 1st Access Checking    FREE 
 (ages 18-25)  
   
 Premier Checking      
 Monthly Minimum Balance Fee  $15
 (If Combined Minimum Balance of $10,000 Not Maintained)  
   

Statement Savings Account

 

Monthly Minimum Balance Fee
(If Minimum Balance of $200 Not Maintained)

$4

 

 

Absolute Savings
(For Minors and Seniors 55 yrs or older only)

FREE

 

 

Health Savings Account  
Monthly Maintenance Fee     $3 
   

Money Market Maximizer

 

Monthly Minimum Balance Fee
(If Minimum Balance of $2,500 Not Maintained)

$12

Checks Written in Excess of Six (6) (Per item)

$10

   
Treasury Market Account  

Quarterly Minimum Balance Fee
(If Minimum Balance of $2,500 Not Maintained)

$12 
Withdrawals in excess of one (1) per quarter (per withdrawal)         $50 
   
*Direct deposit qualifying deposits include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular, periodic income payments from third parties. 
   
   Effective 8/1/11