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FDIC Coverage

Learn more about your money and the Federal Deposit Insurance Corporation (FDIC)

 

Contact a Financial Advisor

Your financial future is too important to go unattended. Talk to a financial advisor today.

 


CD/IRA Products

Need some motivation to stay on course?  Open a 1st Mariner Bank Hybrid Savings/CD. Only available online, the Hybrid CD gives you the security of a savings account with the higher yield of a certificate of deposit (CD).  The early-withdrawal penalty provides an incentive to let your money stay put, giving your balance a chance to grow.  At the end of a 10-month term, you can withdraw all or some of your money, or let it continue to grow.  The choice is yours.  A 1st Mariner CD gives you a head start on your financial pathway.

Hybrid Savings/CD with Checking    

  • Open a 1st Mariner checking account with your CD or
    link your CD to an existing 1st Mariner account
  • Deposit a minimum of $100 to open your Hybrid Savings/CD
  • Transfer a monthly minimum of $25 from your checking account to avoid service charges
  • Your rate is guaranteed for the full 10-month term. Penalty for early withdrawal
  • The Hybrid Savings/CD is FDIC insured
  • NOT IRA qualified  

Other CD/IRA Options

Fixed Rate CDs

  • Terms from 6 months to five years
  • Minimum to open is $500
  • IRA qualified

Flex CDs

  • One rate bump permitted during term of CD
  • One penalty-free withdraw during term of CD
  • IRA qualified

18 Month Variable Rate CD

  • IRA only
  • Allows for multiple deposits


See the latest rates. For more information on IRA's, click here.
See ourAccount Disclosure, Hybrid Savings/CD Disclosure, and Schedule of Charges for details.