A cushion for unexpected emergencies; a safe place to keep money between investments; a bit of elbow room for your monthly budget: savings accounts can offer security and peace of mind. Choose a 1st Mariner savings account to help you manage your cash flow—and plan for your future. To begin saving today, visit one of our Branches, call us at 410-558-4200, or simply apply online.
Money Market Accounts
Money Market online account opening is restricted to Maryland residents only.
Saving your money is the first step towards financial freedom. Finding ways to make it grow takes you to a whole new level. Solid, steady growth is possible with a 1st Mariner Bank money market account. Get the best of both worlds: higher returns with the convenience of a checking account.
Money Market Maximizer
- Interest based on three tiers of daily balance
- Use your Money Market Visa® Check Card to make purchases worldwide.
- Deposit a minimum of $1000 to open your account.
- The minimum balance required to avoid a service charge is $2,500.
- Interest paid on accounts with a minimum daily balance of only $1,000.
Withdrawal Privileges
ATM and in-person branch withdrawals are unlimited. You may also make preauthorized or automatic transfers; telephonic transfers; and transfers by check, debit card, or similar order payable to third parties. However, such transfers are limited to a combined total of six per statement cycle.
Treasury Money Market
- Interest based on four tiers of daily balances
- Deposit a minimum of $50,000 to open your account.
- The minimum balance required to avoid a service charge is $2,500.
- Interest paid on accounts with a minimum daily balance of only $1,000.
Withdrawal Privileges
One withdrawal is allowed per cycle quarter, fee for additional withdrawals. No ATM or Visa Debit Card or checks are issued with this account, and there are no ACH debits allowed.
See
Rate Sheet and
Retail Schedule of Charges for rate and fee information.
Savings Accounts
Statement Savings
- Interest compounds daily and is credited monthly on this account.
- Free use of all 1st Mariner and MoneyPass® ATMs.
- Deposit a minimum of $200 to open your account.
- Maintain a monthly balance of $200 to avoid service fees.
- Some transfer limitations may apply.
Absolute Savings
- Only available to seniors 55 and over or minors under 18.
- Interest compounded daily and credited monthly.
- No minimum balance required.
- Free use of all 1st Mariner and MoneyPass® ATMs.
- Some transfer limitations may apply.
Winter/Summer Savings
- Interest compounded daily and credited at maturity.
- Automatic weekly or monthly transfer service is available to move funds from statement savings or any 1st Mariner Bank checking account.
- The minimum to open these accounts is only $1.
- These accounts automatically reopen the following year by simply making a new deposit.
See Account Disclosures and Schedule of Charges for account details.