Rates

In this section, you can find the rates for 1st Mariner Bank's various savings, checking and investment accounts. Important product Disclosures and a Schedule of Charges, are located on the right side of this page. Please note: CD's and CD/IRA's are not available to residents of NY, NV, or OR.

These rates are current as of 02/02/2012.

Fixed Rate CDs
Flex CDs
Checking Accounts
Money Market Account

IRA Accounts
Health Savings Accounts
Savings Accounts
Business Accounts

Fixed Rates Certificates of Deposit
Product Type	Rate	APY
6 Month	0.25	0.25
1 Year	0.50	0.50
18 Month	0.60	0.60
2 Year	0.75	0.75
30 Month	0.99	1.00
3 Year	1.05	1.05
4 Year	1.24	1.25
5 year	1.69	1.70
Promo CDs
10 Month Companion CD with checking	0.43	0.43
10 Month Companion CD w/o checking	0.28	0.28


10 Month Hybrid Savings/CD	0.28	0.28

Flex Certificates of Deposit Click here to learn more about Flex CDs
Product Type	Rate	APY
Flex CD (24 to 35 Month)	0.75	0.75
19 Month Premium Flex CD	0.70	0.70
19 Month Premium Flex IRA	0.70	0.70
26 Month Premium Flex CD	0.85	0.85
26 Month Premium Flex IRA	0.85	0.85

Checking Accounts
Product Type	Rate	APY
Classic Direct Deposit	0.30	0.30
1st Select Checking	0.10	0.10

Premier Checking
0-Balance	0.10	0.10
5000	0.25	0.25

IRA Accounts
Product Type	Rate	APY
Fixed CD Rates as stated above
18 Month Variable Rate	0.55	0.55

Health Savings Accounts
Product Type	Rate	APY
Health Savings Account
0-2499.99 Balance	0.25	0.25
2500-4999.99 Balance	0.75	0.75
5000 and over Balance	0.80	0.80

Savings Accounts
Product Type	Rate	APY
Statement	0.15	0.15
Winter / Summer Savings	0.15	0.15

Money Market Accounts
Product Type	Rate	APY
Treasury Money Market
1000-9999.99 Balance	0.25	0.25
10000-19999.99 Balance	0.50	0.50
20000-40999.99 Balance	0.75	0.75
50000 and over Balance	0.90	0.90
Money Market Maximizer
1000-9999.99 Balance	0.25	0.25
10000-19999.99 Balance	0.50	0.50
20000 and over Balance	0.75	0.75

Business Accounts
Product Type
Commercial Checking Earnings Credit 0.50%
REPO Rate *0.40%
	Rate	APY
Business Interest Checking
2500.00-4999.99 Balance	0.10	0.10
5000.00-24999.99 Balance	0.15	0.15
25000.00 and over Balance	0.25	0.25
Business Money Market
1000-9999.99 Balance	0.25	0.25
10000-49999.99 Balance	0.35	0.35
50,000 and over Balance	0.50	0.50
Business Savings Account	0.15	0.15

Return to Top

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items. Interest will be compounded daily and will be credited to the account monthly or quarterly, depending on the type of account. Interest on Winter/Summer savings accounts credited at maturity. For time accounts, a penalty may be imposed for early withdrawal.

*The Repo Rate applies to 1st Mariner's Sweep Account Program. The interest in the U.S. Securities purchased under this program is not a savings account or deposit. It is not insured by the Federal Deposit Insurance Corporation or any other Government Agency and is subject to investment risks, including possible loss of principal invested.