It's here. The moment you have been waiting for for the past 365 days. The 2014 1st Mariner Thanksgiving Video message. What could be better? Click below for 4 minutes of some good entertaining footage of your favorite local banking team. Enjoy the video, and enjoy your Turkey Day!
September was Life Insurance Awareness Month but in my mind every month is an awareness month! My time spent in the Financial Services world has taught me many things; one lesson that I learned from clients is the importance of reviewing one’s beneficiary designations on personal documents, investments, retirement plans and insurance.
I know of one individual who was married and divorced at a young age. She was a teacher in a local high school who remarried in her early thirties. Fast forward 30 years when she tragically passed away in an automobile accident. It was determined that her ex-husband of her brief early marriage was the recipient of her retirement plan (over $1,000,000) because she never updated her beneficiary forms!
I encourage everyone to commit to review their designations. These decisions can be complicated because of many factors such as estate tax laws, Social Security and Medicaid eligibility to name a few. It is always wise in an important financial decision to consult with a trusted attorney, accountant, knowledgeable family member or friend or a financial advisor.
The LPL Financial Advisors at 1st Mariner Financial Services would be happy to review your beneficiary papers with you. We work very closely with knowledgeable outside estate attorneys to help you access the advice you need. Please take the time to go over your designations; your loved ones are too important to leave their future to chance.
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.
www.finra.org / www.sipc.org
| NOT FDIC Insured
|| Not Bank Guaranteed
|| May Lose Value
| NOT a Bank Deposit
|| Not Insured by Any Federal Government Agency
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Each year around the holidays, the U.S. Marine Corps Reserve collects toys to distribute to less fortunate children through their Toys for Tots program. The goal of the program is to deliver, through a new toy, a message of hope to less fortunate children that will assist them in becoming responsible, productive, patriotic citizens.
Last year 57,000 toys were distributed to underprivileged children in the Baltimore region. This year, all of 1st Mariner Bank’s retail branches are collecting toys for the program. All of the toys we collect will be distributed to children in the Baltimore region.
If you’d like to donate a toy, stop in to any of our retail branch locations before December 12, 2014. Toys must be new and unwrapped. For more information about appropriate toys to donate, visit the Toys for Tots FAQ page.