Flacco Fridays: It's Back...

by Stacy Tharp 6. September 2013

Flacco Fridays

For the second year in a row, Team Flacco and 1st Mariner Bank are teaming up on Facebook to bring our fans Flacco Fridays - a series of weekly contests that will run throughout the course of the NFL season.

Week 1 of the season is here! So, what's the first contest?

Photo Search!

How does it work?
  • Each Friday, beginning, September 6, 2013, two photos of Joe Flacco will be posted on 1st Mariner Bank’s Facebook wall. At first glace, the photos will look identical...but look a little harder and you will notice FIVE differences between the two photos.
  • Participants must find the five differences between the two photos, then send 1st Mariner Bank a private, direct message on Facebook describing the five differences.
  • The fifth person to accurately describe the five differences wins!
When can you enter?
  • The photos of Joe will be posted on 1st Mariner Bank’s Facebook page beginning on Friday, September 6, 2013. You may begin submitting your entries as soon as the photos are posted.
  • Participants will have until the following Wednesday at 11:59 p.m. to enter.  (But remember, you must be the fifth person to correctly identify the five differences to win!)
  • The winner will be announced on 1st Mariner Bank’s Facebook page the following Friday before 5:00 p.m.
What can you win?

The fifth person to correctly identify the five differences between the photos via a direct message to 1st Mariner Bank on Facebook will win a piece of autographed Joe Flacco merchandise!

Click here to read the full terms and conditions.

Tip: If you “like” Joe Flacco’s and 1st Mariner Bank’s Facebook pages, you will get news feed alerts detailing information about each week’s contest over the course of the football season.

Good luck!

Joe Flacco Is Taking You Shopping & Other News

by Stacy Tharp 5. September 2013

Today's the day, folks! The 2013-2014 NFL season begins TONIGHT with none other than our Baltimore Ravens led by our favorite quarterback, Joe Flacco. How are we celebrating the season opener? Let us count the ways...

1st Mariner Billbaord

You may have already noticed 1st Mariner's digital billboards while driving around Charm City these past couple of days. The boards are currently rotating messages submitted by fans through our Facebook page. Each fan message selected is being featured for one hour on 6 digital billboards around the city of Baltimore. The messages will end around the start of tonight's game, but that doesn't mean the fun will end...

Oh yes, there's more!

Does anyone know what tomorrow is? Well it just so happens to be the kickoff to this year's Flacco Fridays series. For those of you who are new 1st Mariner fans, first of all, welcome to our blog and thanks for following us! Secondly, Flacco Fridays is a weekly contest series that runs throughout the course of the football season. Last year's contests included trivia, photo searches, and questions for Joe. Each week, one lucky winner is presented an autographed Joe Flacco photo.

Joe Flacco Visa® Debit Card

So what do we have in store for you this year? Hmm...I guess you'll have to follow us on Facebook to see!

And one final treat for our fans...

Joe Flacco may be just hours away from the Ravens' 2013-2014 season opener, but he's not too busy to go shopping with you - yes YOU. With our new Joe Flacco Visa® Debit Card you can keep Joe in your back pocket at all times. These cards come free with any 1st Mariner checking account, so stop into a branch or open an account online to get your Joe Flacco Visa® Debit Card.

Here's to a fantastic 2013-2014 season!

Daily Habits of Rich People

by Marylove Moy 22. August 2013

Alarm Clock

Ever wonder how the rich people get rich or stay rich? With so much economic uncertainty these days, it seems almost everyone I know is a bit nervous about their financial future. Interestingly enough, there seems to be some common traits in how rich people structure their day.

Farnoosh Torabi of Yahoo! Finance recently highlighted financial planner Tom Corley and his book Rich Habits: The Daily Success of Wealthy Individuals. (“Wealthy” here is defined as earning at least $160,000 annually and maintaining assets of at least $3.2 million.)

Mr. Corley spent 5 years studying 320 “rich” individuals and determined several common behavior patterns.

1) Early Risers

Almost half of the wealthy individuals are early risers, waking up 3 hours before work; the time is spent reading or working out.

2) Structure

Wealthy people do not waste time. They maintain daily lists of tasks and complete (and check off) approximately two-thirds every day. Also worth noting, wealthy people have short and long term goals (which they review diligently).

3) No Long Lunches

In the movie Wall Street, Gordon Gekko said, “Lunch is for wimps.” He appears to have good company in that Mr. Corley determined that most wealthy people forgo long social lunches; instead they network or conduct business at lunch.

4) Calorie Counting

Wealthy people watch their weight. They limit alcohol and junk food snacks to 300 calories a day. Health is wealth to them.

5) Gossiping

Only 6% of those interviewed admitted to gossiping; they are too busy making money to care about anyone else’s business.

6) Limited Internet

High net worth people spend their down time networking or socializing, whereas the lower net worth interviewees spend at least one hour a day on Facebook and/or elsewhere on the internet.

I don't know about you but I am going to start setting my alarm clock quite a bit earlier and avoid the snooze button!



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