Father's Day Gifts He'll Actually Use

by Stacy Tharp 11. June 2014

Father's Day

If your father is anything like mine, when asked what he wants for Father’s Day, he’ll reply, “I could use more socks.” No, Dad, I’m not going to get you socks. Instead, take matters into your own hands. Get him a unique gift based on one of his hobbies or interests – that way you know he’ll put it to good use! Here are some examples:

For the Dad with Baltimore Pride:

If there’s one thing that all Baltimore dads have in common, it’s that they can’t get enough Old Bay®. Help your dad season his crabs, shrimp, fries, eggs, pizza, etc. with style with this Old Bay Crab Feast 2 Piece Set. Throw some of these Old Bay® Seasoned Virginia Peanuts on the side (or make your own Old Bay® concoction!) and you’ve got yourself a nicely themed gift for your Baltimore dad.

For the Baltimore Techie:

If your dad spends a lot of time by the computer, get him something useful that also allows him to show off his Baltimore pride, such as a crab-themed wireless mouse. Or if your father always has at least one eye on his mobile phone, how about a crab-themed iPhone case? You could also go for the DIY approach with a hand print crab. It’s shown here on a T-shirt, but you could do the same thing on a mouse pad or anything else!

For the Golfer:

If you’re looking for a nicer gift (possibly a group gift), consider the Garmin Approach® S1. This sport watch features a GPS which can measure individual shot distances and track how far you walk on the course. Also check out the other Approach® models for different features.

If you’re looking for a golf-themed gift that’s a little bit easier on the wallet, golfer dads could always use more of their favorite golf balls or golf gloves. Add a personal touch by creating a basket of all of his favorite items on the green: golf balls, tees, snacks, drinks, sunscreen, etc. Or this DIY golf tee porcupine is a great gift from the kids.

For the Grill Master:

No matter how much your dad enjoys grilling, no one likes cleaning up afterwards. This Grand Grill Daddy Platinum Steam Cleaning Grill Brush makes cleanup a breeze. If you’re looking to spend less, how about a BBQ wing rack, a seafood grill rack, or even a jalapeno popper grilling rack? Round out the gift with your dad’s favorite rub or barbeque sauce, or make your own homemade sauce.

If your dad doesn’t fall into one of these categories, choose a hobby he does enjoy and I’m confident you can come up with a creative gift that he will love! You can view our Pinterest board for more ideas.

If you found this article useful, be sure to check out these related articles:

Tricks to Throwing  Budget-Friendly Barbeque

Last Minute Mother's Day Gifts

The Cheap Guide to Father's Day in Baltimore

Infographic: Average Cost of a Maryland Wedding

by Sara Seeger 6. June 2014

Planning a wedding in Maryland? Want to know what you're in for? Of course, costs can greaty vary from couple to couple based on the amount of people you invite and how much time and energy you are willing to put into the big day. You can save some major costs with a DIY approach, but not everyone has the time and/or ability for that. The infographic below breaks down all the major costs involved in a wedding, and how much the average Marylander spends.

Average Cost of a Maryland Wedding

 

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Individual Retirement Accounts: An Introduction

by Marylove Moy 2. June 2014

Individual Retirement Accounts

Do your eyes glaze over when you see the term IRA? Are you sick and tired of all those ads on tv talking about retirement? I hear ya! These days, retirement – and retirement planning – is the 800 pound gorilla in most people’s homes.

Well, have no fear...let’s take a look at what an IRA is and how they have evolved over time. Once we understand the history, we can move on to other related topics: investing, planning and other retirement ideas.

Basically, an IRA is an “individual retirement plan” provided by many banks and financial institutions that provides tax advantages for retirement savings. In essence, interest and/or earnings grow tax-deferred until the owner withdraws the funds.

The IRA account was introduced in 1974 in the Employee Retirement Income Security Act (ERISA). Taxpayers could contribute up to $1,500 AND deduct the contribution from taxes. If you fast forward to tax year 2013, the annual dollar amount has increased dramatically to $5,500 for those under age 50, and $6,500 for those over 50. Congress is increasingly worried that individuals will not have enough money to live on when they retire, hence the increases in allowable contributions.

I can feel your eyes drooping reading this article… Enough for today! We can move on to the importance of opening an IRA, types of IRAs and investment ideas another day!

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