Having a good credit score is important. We all know that. We’ve all seen the commercials, been told who checks our scores and why, and heard horror stories about what can happen when you have a bad credit history. (But if you’d like a refresher on credit scores, read Credit Scores: GPAs for Adults.) But what if I told you that having poor credit can have adverse effects on not just your financial life, but also on your health?
Before I begin to explain my reasoning behind this claim... [More]
Nowadays, it’s next to impossible for consumers to participate in the 21st century without having to share some sort of personal information via the web. From social media sites to smartphones, it feels like it’s all about sharing and comparing when it comes to your personal information online. Information that, until recently, we’ve been taught to lock up like Fort Knox. But now it’s okay to share?
With all of the hype about top notch companies such as Citibank, So... [More]
ACH payments are used by most people in the world today, even if they aren’t aware of it! This amazing technology is used to pay bills, transfer money between accounts and receive income; yet so few people actually know what it is or how it works. Maybe that’s a testament to just how common it is - people don’t even realize they are using it! So what is ACH? ACH stands for Automated Clearing House, and loosely defined, it is the electronic delivery of money in and out of your... [More]