I do, I do, I do...believe in my business

by Elizabeth Sherman 5. July 2012
There have been many articles written on the topic of the “Personal Guarantee” as it relates to commercial loans.  Traditionally, when a business owner comes to a bank requesting a commercial loan, one of the requirements is the owner’s Personal Guarantee.  In a nutshell, the bank wants the owner’s promise that if the business fails to generate enough income to repay the loan, the owner(s) will step up and make sure the obligation is satisfied.  T... [More]

Home Equity Loan or Home Equity Line of Credit?

by Wade Barnes 21. July 2008
The time has come and you have decided to tap the equity in your home. In shopping products you study some differences betwwen Home Equity Loans and Lines of Credit but may still have some questions as to which product best fits your needs. Every situation is different and it is hard to say that one product has more benefits than another in any given circumstance, but there are some questions you can ask yourself that may help guide you to your best fit. Q: Does a variable rate bother me?Most H... [More]


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