There's a lot of information – and misinformation – circulating about credit scores. Your credit score is important because a low score can cost you a lot of money in terms of higher interest rates or even prevent you from getting credit for things you need, like a new car. So it’s good to protect your credit rating, but make sure you do it the right way. Sometimes you can inadvertently hurt your score even when you’re trying to do the right thing.
How educated abo... [More]
If someone asked, "How much money do you have in your account?” would you know the answer – down to the penny? Do you rely on an ATM receipt for your latest balance information or your monthly statement for transaction history?
In this era of technological advances, you can access account information from your phone, electronic tablet or computer. The problem? Hackers can as well. By simply opening an e-mail, you can inadvertently download an insidious ... [More]
Have you ever bitten off more than you could chew or found yourself asking the question, “How did I get myself into this?” In today’s housing market, thousands of homeowners are asking themselves this very question.
Let’s back track a few years to 2006 – a time when young people applying for mortgages were getting approved for three to four times the amount of what they could actually afford. But hey…spend it if you got it, right? Wrong.
I can gua... [More]