Martin Luther King, Jr. Day: Not just another Bank Holiday a.k.a another day off…

by Erica Barry 14. January 2011
Dr. King is known for being an iconic figure in the advancement of the Civil Rights Movement in the United States and around the world. Each year on the third Monday of January schools, federal offices, post offices and banks across America close as we celebrate the birth and the life of Dr. Martin Luther King, Jr.  January 17, 2011 (the observed holiday for Martin L King Jr. Day) marks the 25th anniversary of the national holiday commemorating the birth of Martin Luther King, Jr. If you&rs... [More]

Visa change could impact you at the pump

by Kevin Lynch 20. August 2010
lA recent change enacted by Visa© could have an impact on you the next time you go to fill up the car. Beginning in August, gasoline dealers have been given the option to replace the one dollar status check toany amount, up to $500.  In the past few weeks, we've seen pre-authorized amounts ranging from $25 to $120. These typically drop off in one to two business days, once the actual transaction posts to a customers account. So what does this mean to you? Let's look at this from the pe... [More]

Technologys impact on today's consumer

by Kevin Lynch 30. July 2010
In the most recent edition of the USBanker magazine, two articles caught my attention. The first, entitled "Say Goodbye to Checks", addresses the declining use of checks by consumers. With a new study coming out from the Federal Reserve later this year, the decline is expected to be much higher than the 4.1% percent decrease in 2007. Here are a couple of reasons why: The number of bills paid on line by consumers increased by 1 billion a year from 2006 to ... [More]


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