Baltimore City Homebuying Incentives

by Charlie Maykrantz 7. January 2015
Are you in the market to buy a home? If you're a first-time buyer looking to purchase a home in Baltimore City, but short on funds for down payment and closing costs or looking for a home within a particular price range, let 1st Mariner Bank show you the way. For qualified individuals, we can show you how the different grant and closing cost programs can provide you with the funds needed to make your transaction complete. Here are a few of those programs: Buying into Baltimore This trolley tour ... [More]

Save Up before You Start Up: How to Obtain Startup Capital

by Jason Dieter 12. June 2013
So, you've decided that it's time to start your own business - that you no longer wish to work for "the man" as they say. You have your product or idea, you have your goals and objectives outlined in the form of a working business plan, you've formed your company legally with the state you plan to operate in, you’ve obtained your Federal Tax ID number and now you’re all ready to roll. But wait, we have forgotten one all important step in the process. The most important step perhaps. ... [More]

Debt to Income Ratio: What it is and how it helps (or hurts) your chances of getting a loan

by Jason Dieter 8. August 2012
So, you’re trying to line up financing for that luxury car you’ve always wanted; or that new addition on the house your wife has been “gently” reminding you of; or how about the new sports boat to take the kids water skiing every other weekend? Well, in order to make any of these things happen, most of us turn to our friendly local bank to inquire about a loan to turn our dreams into a reality. Your average banker will often tell you that yes, they finance such requests a... [More]


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