Do financial statements baffle you? Do your eyes glaze over when your banker seems to be speaking another language? Chances are you aren’t up to speed on the latest bank jargon. Once you decode these common bank terms, you’ll be in a better position to manage and grow your assets.
You may have noticed that deposited funds aren’t reflected immediately on an online bank statement or paper receipt. That discrepancy occurs because your available balance refers to ... [More]
It's that time of the month again; the bills are piling up and accumulating in a growing stack on the nearest table. You may let a day or two (or more) go by before opening them because you know what awaits your attention – a dreaded credit card bill. Don’t worry. You have the power to take control of your financial situation and to free yourself from credit card debt. By following these five steps, you can confidently state, “The check’s in the mail,” and mean it!... [More]
Maintaining a strong credit history can be one of the most difficult lifetime challenges for people; especially young people just starting out. The paradox most people face is being able to establish credit without established credit! A good first step is to apply for a credit card with requirements that are easy to meet. Credit cards are useful financial tools and a great way to establish credit – but used improperly, they can be an easy way to rack up... [More]