A friend sent me a link to an article by the Federal Trade Commission (FTC) on Consumer Credit. There is a lot of useful information about credit reports and scores, how to improve a credit score, how to deal with creditors and collectors, how to protect yourself from identity theft and more. As always, feel free to drop a line (wbarnes@1stmarinerbank.com) if you have any questions.
During times of economic turmoil, it is important to be aware of your credit rating. When times are tough, it is common for the need to borrow. You want to make sure your credit rating isn't tarnished (or know how to fix problems) in case you need to borrow.
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