College graduation celebrates past accomplishments and upcoming adventures. It’s also the point when paying off student loans becomes a tangible financial obligation rather than a future burden. Once you start paying, you’ll feel the effect on your budget immediately. But what may not be apparent is how this debt affects your credit score, which will have long-term effects on almost all areas of your life.
Establishing Good Credit
When it comes to your credit rating, student loans ca... [More]
So you've made it to part 3 of the Spring Clean Your Finances Challenge! (Or if you are new to the challenge, go to Part 1 and Part 2.) We're on the final stretch and the finish line is in sight! Here we go...
Day 5: Revisit Your Budget
If you had a successful day 4, day 5 is going to be a good one for you! You’ve saved yourself some money; now let’s see how that extra cash can best be used. Hopefully you already have a budget of some sort in place and track where your money is going... [More]
He travels to the homes of all the good children in America in one night, he is the only known mammal able to lay eggs, AND he also happens to be a financial genius. He’s the most interesting bunny in the world. Wait, let’s back up for a second… “A financial genius?” You skeptically ask. Read on and I’ll prove it’s true. These are just a few things that the Easter Bunny has taught me about my credit.
1. Responsible behavior brings me nice rewards.