The Wonder That Is ACH

by Heather Adams 14. August 2012
ACH payments are used by most people in the world today, even if they aren’t aware of it! This amazing technology is used to pay bills, transfer money between accounts and receive income; yet so few people actually know what it is or how it works. Maybe that’s a testament to just how common it is - people don’t even realize they are using it! So what is ACH? ACH stands for Automated Clearing House, and loosely defined, it is the electronic delivery of money in and out of your... [More]

Debt to Income Ratio: What it is and how it helps (or hurts) your chances of getting a loan

by Jason Dieter 8. August 2012
So, you’re trying to line up financing for that luxury car you’ve always wanted; or that new addition on the house your wife has been “gently” reminding you of; or how about the new sports boat to take the kids water skiing every other weekend? Well, in order to make any of these things happen, most of us turn to our friendly local bank to inquire about a loan to turn our dreams into a reality. Your average banker will often tell you that yes, they finance such requests a... [More]

1st Mariner Welcomes New Team Member Thanks to PaYS Program

by Janis Smith 24. July 2012
In 2009, 1st Mariner Bank became an active partner with the United States Army in the Partnership for Youth Success (PaYS) Program. The PaYS Program is designed to assist Soldiers in securing their future once their service to our country is complete. The PaYS Soldier agrees to fulfill their Army obligation, and then benefits from a “foot in the door” with a partnership company, like 1st Mariner Bank. It’s a “win-win” for everyone involved, as we benefit from ... [More]


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