Sales and discounts seem to be everywhere as the holiday season approaches. But are these offers really all they’re cracked up to be? The truth is retailers use all kinds of sneaky tricks to get you to spend. Here’s what smart shoppers need to know to avoid being taken in.
Bait and Switch
A top brand laptop is advertised on sale at an amazingly low price. But when you get to the store, it’s sold out. Of course they have a more expensive model they’d be happy to sell you. ... [More]
It's the most wonderful time of the year! Why not invite your friends, family and co-workers over?
What? You can’t afford to? Sure you can.
Here are some holiday party tips that won't hurt your budget:
Cut your tree yourself and use the trimmings! If you’re lucky enough to live close to farmland, drive around the corner to a small farm and cut your own tree down. Aside from being inexpensive, searching for and cutting your own tree down can become ... [More]
Whether you celebrate Christmas, Hanukkah, Kwanzaa, or another holiday, it’d be best to regard the advice from popular holiday carols and “make your list and check it twice” to avoid a “bah-humbug” state of mind. Holidays incite conflicting reactions for many people; positive experiences gathering with family and friends and post-holiday stress of credit card bills for those gifts for family and friends. It's important to plan your spending so that you can dream abo... [More]