It's true that saving money is important. However, sometimes you need to spend a little in order to not lose a lot. You know what I mean? No? Okay. Let me explain.
As you consider whether to hire professionals to handle your next home improvement project or do it yourself, there are some things to keep in mind.
How much is time worth? Often times, doing things yourself slows down the process. This could be fine, IF you’re not working on a time sensitive improvement like a new roof (you&rs... [More]
Unfortunately, debt has become a way of life in the United States, with American consumers owing an overwhelming total of $11.68 trillion as of April 2014. That debt comes from multiple sources, including credit cards, mortgages and student loans. If you’re struggling to manage your multiple debt payments, you may want to consider debt consolidation.
Why debt consolidation is important
Managing debt from several sources can get complicated quickly. With so many bills due at different times... [More]
If you have equity in your home, now could be the time to use it to your advantage in the form of a home equity loan or home equity line of credit. These loans tend to come with low interest rates and can provide several tax advantages—benefits that credit cards do not provide.
Whether you are looking to renovate or repair your home, consolidate debt or pay for another major expense, taking out a loan against your equity can prove to be a savvy financial decision.
Differences between a hom... [More]