Let me rephrase that - paying yourself first isn’t selfish, it’s smart. But we should back up. What does it mean to pay yourself first? You (hopefully) have a monthly budget that includes your bills and day-to-day expenses. Paying yourself first means that before you take anything else into account, you first set aside a pre-determined portion of your income into a savings account.
So let’s say you want to save 20% of your income, and your monthly take-home pay is $3,000*. You ... [More]
"I hate my bank!” It seems like you’ve uttered these words a million times, yet you keep going back for more. But why? Changing banks is simpler than you might think. Plus when you take into consideration all of the headache and hassle you’ll free yourself of, these simple steps it takes to change banks will seem even simpler.
1) Figure Out Why You Are Not Satisfied with Your Bank
This might seem like an easy question to answer, as you may have been complaining about the reason... [More]
"I don't need anything," "Don't worry about it," or my personal favorite, “Kids that listen.” If you are like me, these are some of the responses that you’ve gotten from good ol’ Dad when it comes to what to get him for Father’s Day. I interpret these responses in one of two ways: he’s either telling the truth, or as always, he’s looking out for me and doesn’t want me to spend too much money on a gift for him. Gotta love Dad…always looki... [More]