For some time now, obtaining a college degree has been regarded as mandatory for success in many career paths. Many jobs require a college degree to even be considered. But as college costs are creeping higher and higher, many people are wondering if the ROI is still there. Between the years and years of student debt people obtain and the high unemployment rate for recent graduates, people are asking the question: is college still worth it?
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College graduation celebrates past accomplishments and upcoming adventures. It’s also the point when paying off student loans becomes a tangible financial obligation rather than a future burden. Once you start paying, you’ll feel the effect on your budget immediately. But what may not be apparent is how this debt affects your credit score, which will have long-term effects on almost all areas of your life.
Establishing Good Credit
When it comes to your credit rating, student loans ca... [More]
If you are like many young people, going off to college is the first time you begin to feel like an independent individual. Your parents and teachers have taught you all they can to prepare you for the “real world,” and now it’s up to you to decide whether or not you’d like to follow the advice and lessons you’ve learned over the years.
With no one around to scold you or tell you what to do, entering into your newly emancipated lifestyle, it can be tempting to make ... [More]