Do you really want to read about tax planning????
The answer is a big YES because it can help you and your family’s financial situation.
Goal number one in tax planning is to reduce your taxable income or adjusted gross income (AGI). Aside from the obvious fact that the easiest way to reduce your income is to earn less (duh!), the best way to reduce your AGI is to contribute to a (401k) or whatever retirement plan is offered to you by your employer. Your contribution reduces y... [More]
A friend sent me a link to an article by the Federal Trade Commission (FTC) on Consumer Credit. There is a lot of useful information about credit reports and scores, how to improve a credit score, how to deal with creditors and collectors, how to protect yourself from identity theft and more. As always, feel free to drop a line (firstname.lastname@example.org) if you have any questions.
During times of economic turmoil, it is important to be aware of your credit rating. When times are tough, it is common for the need to borrow. You want to make sure your credit rating isn't tarnished (or know how to fix problems) in case you need to borrow. [More]