Set Your Savings

by Admin 13. October 2009

Today is an exciting day for us here at 1st Mariner Bank. It's the official launch of our new Savings Service called 'Set Your Savings.' So, you may be asking, what is a debit savings feature? Simply put, it's when a debit card purchase triggers a certain amount of money to be transferred from your checking account to your savings account.

I know, BofA and the Wacha' already do this, but ours is different and catered specifically for you. Who can keep up with a constantly changing amount transferred or $1.00 per transaction? That's too confusing and too expensive for my taste. So, instead of US determining how much money is transferred per each transaction, - like some of our competitors like to do -we have given YOU the say. That's right, you determine how much money (from $.05 to $1.00 in increments of $.05) is transferred into the savings account, allowing you to budget better and save as little or as much as you'd like. Now that is truly building a service just for you.

We know times aren't that easy and we understand that saving is now at the forefront of many customers financial concerns. This recession has shifted the habits of consumers from spending to saving and we plan on helping you develop an easy money saving strategy. So, to reward those who use Set Your Savings to help them save, we will match 10% of the amount that is transferred from your checking account to your savings account with a maximum of $250.00 annually. SWEET!

Not sure of how much you could be saving? No worries, we've created a great web page specifically for this new feature. On the page, there is a calculator that will allow you to see how much you could be saving each year if you enroll in the Set Your Savings feature. All you have to do is estimate how many purchases you make each week with your debit card and the amount you would like to transfer into savings. We'll do the magic math dance (don't ask) and show you an estimate of how much you could be saving.

To learn more about Set Your Savings, stop into your local branch or give us a call at 410-558-4200 or 1-888-561-BANK (2265).

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Destroy a Credit Card Securely

by Admin 10. September 2009

Identity theft can still happen, which is why it is very important to know how to properly protect yourself. To date, there are many compaines that provide safety and security from identity theft, but the safest option still starts with you properly securing your financial information. A common means for thieves to steal your identity is through improper disposal of credit cards and their statements.

In the video below, Cynthia Drake demonstarates Bargaineering blogger Jim Wang's method for how to destroy a credit card properly which entails 15 precise cuts with a pair of kitchen scissors.

 

 

Site secure with Cyveillance

by Admin 30. July 2009

Part of our role is to make sure that we maintain the safest and most secure channel for you to manage your finances, and in an effort to constantly improve that security we recently added an additional feature to our site. Some of you may have noticed it, most of you probably did not, but there is a new image at the bottom of 1stMarinerBank.com with Cyveillance written across it. You’re probably asking, “how does that little image make the site more secure?” Well, that small seal allows us to protect you – the best customers in the whole world – from ‘phishing’ scams.

Not familiar with the term phishing? As defined by the Financial Services Technology Consortium (FSTC) phishing is an attack in which an electronic identity is misrepresented in an attempt to trick individuals into revealing personal credentials that can be used fraudulently against them. In other words, it’s when hackers us malicious tactic’s to trick users into giving up their personal data. One way to accomplish this is by ‘spoofing’or copying a site to make it look like a legitimate site.

Still a little confused? Let’s draw up a scenario. You decide to visit 1stMarinerBank.com – because it’s the coolest site out there – to check your finances or read this awesome blog. You arrive on a site that you believe is 1stMarinerBank.com. Suddenly, the site prompts you to input your personal information for what sounds like a legitimate reason. You enter in your information and the site allows you to proceed further. What has just happened is that your information was harvested by a false site made to look like 1st Mariner’s.

How did that happen? There are several ways and most of them are due to malicious code being placed on your computer by unsecured downloads. Unfortunately, companies such as Western Union, AOL, SunTrust, eBay, Amazon, Paypal, Earthlink, and Citibank have all had their customers fall victim to this crime.

So how does that image protect you from such scams? The Cyveillance image is part of a larger service that we subscribe to that monitors the web for any potential phishing threats to 1stMarinerBank.com. Not only are we alerted but if you come to our site and do not see the Cyveillance seal than there is a possibility that you may be on a spoofed site.

Remember, we will never prompt you for any personal information on our site. If you are unsure about the site you are on or have a question, do not hesitate to call, email, or chat online with our customer service department.

Customer Service: 410-558-4200, email, or chat online

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Security



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