Stolen (and Late) New Year's Resolutions

by Renee' Anderson 8. January 2013

It's January 8th, have you made any progress with your New Year’s resolutions? With everything to do surrounding the holiday, it took me until now to really think about resolutions for the New Year. Well, if I’m being honest, I actually just stole some resolutions that I heard from my family members! If you’re like me, and have yet to take the time to come up with a New Year’s resolution or two, consider some of mine:

Resolution #1 (Stolen from My Sister): Do not use my phone while driving (unless using Bluetooth).

With smartphones, it is extremely tempting to use your phone while driving. Besides being against the law, it is also extremely dangerous! My sister sent a text saying she’s throwing her phone in the back of the car, so if anyone needs her she will be back in action after the car ride. I thought this was a great idea. That way, you can’t reach your phone even if temptation gets to you, and if you really need to use your phone, it forces you to pull over.

Cell Phone Etiquette

Resolution #2 (Stolen from My Husband): Limit my cell phone usage around other people.

It is very tempting to use your phone while in the presence of other people, especially when businesses like 1st Mariner have user-friendly apps allowing you to access your bank accounts 24/7. I feel that there are times when it’s just inappropriate to be on your phone. Common courtesy rules have evolved with technology, but there is still a line to be drawn for being inappropriate, unprofessional or just plain rude. I’m going to think twice about pulling my phone out while in the presence of others, whether at a meeting, at the dinner table, or while interacting with a cashier while checking out.

Resolution #3 (Stolen from My Sister): Be more organized.

I feel like I’m always trying to be more organized, but maybe it just seems that way because I keep saying that I need to be more organized but am not actually doing much about it. It’s time to actually do it! Lists are always good, right? I should start with a list of the areas I need to be more organized. For example, I’m never on time, what are some reasons for that? Organize my clothes so it doesn’t take an hour to find something to wear. Finances…enough said. My husband shakes his head when I come back from the grocery store and he says, “How much did you spend?” and I say, “I don’t know.” “Didn’t you pay at the register?!” he says. I then roll my eyes, but he’s right. I complain about where our money goes, yet I’m not paying attention to my spending patterns. Mariner360 is probably a good first step to get me financially organized. That way, instead of trying to keep track of my spending on the spot while my kids are climbing out of the cart and throwing items around, I can let Mariner360 do it for me. I just log on when the kids are asleep and take my time to go over my spending patterns. Then, I can turn to my husband and just recite what Mariner360 tells me!

Resolution #4 (My Own): Stop being so lazy that I need to steal someone else’s resolutions!

 

If you found this article useful, be sure to check out these related articles:

An Easy Way to Stick with Your Financial New Year's Resolution

How I'm Staying on Top of My Finances (and Not Becoming a Grinch) This Holiday Season

Traveling Tips: Keep the Costs Low and the Fun Level High

Buy Local, Bank Local

by Renee' Anderson 19. September 2012

Buy Local, Bank LocalWhether you were born and raised in Maryland or have recently joined the community, I’m sure we all agree that it is important to support Maryland businesses. Growing up in a Baltimore suburb myself, I try to do my part in helping my community flourish. WMAR-TV’s Buy Local, Buy Maryland program is a great way to help me accomplish that!

If you are looking for ways to share in this, read on!

Basically, Buy Local, Buy Maryland is a customer savings club, featuring locally owned businesses. Card holders can save money by shopping in the stores featured in the program! Your member card and key tag that will give you exclusive savings and rewards when you spend your money at the featured businesses in Maryland. Participating retailers are listed on the website, www.BuyLocalBuyMaryland.com.

1st Mariner Bank found its way to the Buy Local, Buy Maryland program as well. Being a local bank, we know that the best customer service comes from local businesses, so we jumped on the opportunity to sponsor WMAR-TV’s Buy Local, Buy Maryland program. Local businesses help create jobs, reduce environmental impact and keep our communities unique!

Not only are we sponsoring Buy Local, Buy Maryland, we have a deal of our own! Businesses, bring this flyer into your nearest 1st Mariner Bank branch to open a checking account with no application fee! View the flyer for more details.

Visit www.BuyLocalBuyMaryland.com for more information, today!

For more information about 1st Mariner Bank's sponsorships, community activities and other news, visit 1st Mariner Bank's News and Updates page.

Tricks to Throwing a Budget-friendly Barbeque

by Renee' Anderson 29. June 2012

4th of July Fireworks I love entertaining at my house, but it can be expensive to feed my clan! That doesn't stop me from having a great summertime BBQ; I just find creative ways to keep the costs low.

With Independence Day just around the corner, here are some tips on throwing a backyard bash without breaking the bank:

1. If someone asks to bring something, LET THEM (sodas, side salad, dessert or their signature dish)!

2. Buy in bulk and buy at the right places. First get organized and make a list of exactly what you need (paper products, food. drinks, etc.), then plan your shopping trips accordingly. If you're unorganized, you're more likely to get frustrated and just start throwing stuff in your cart or rushing to grab things at the last minute without taking price into account. So, make a list, plan out your stops, cut coupons for each location if you can, and don't deviate from the plan unless absolutely necessary.

3. Buy small dinner plates. The bigger the plate, the more food people will take (and not necessarily eat it all)! Your guests can always go back for more if they are still hungry.

4. Plan a menu that will allow you to feed a lot of people with inexpensive foods. Here are some suggestions:

  • Hamburgers (make your own patties for cheaper AND better tasting burgers)
  • Hot dogs
  • BBQ (beef or pork from a wholesale club)
  • Cole slaw and potato salad are good, inexpensive sides if you make them youself.
  • Fruit can be expensive, so instead of making a fruit salad, just pick up one big melon to cut up.
  • Don't go crazy on desserts. A lot of people won't even eat dessert of a hot day, so a batch of brownies will do just fine. You can spice your brownies up by simply adding some cream cheese, sugar and chocolate chips.

Encourage people to bring their favorite backyard games, and make sure you get as much prep done before the party as possible so you can enjoy the party yourself!

For grilling recipes, 4th of July decorating ideas and more, view our 4th of July Pinterest board.

For a list of Maryland 4th of July events, click here.

If you are traveling for the holiday, be sure to read Traveling Tips: keep the costs low and the fun level high.



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