Whether you celebrate Christmas, Hanukkah, Kwanzaa, or another holiday, it’d be best to regard the advice from popular holiday carols and “make your list and check it twice” to avoid a “bah-humbug” state of mind. Holidays incite conflicting reactions for many people; positive experiences gathering with family and friends and post-holiday stress of credit card bills for those gifts for family and friends. It's important to plan your spending so that you can dream abo... [More]
One of the biggest decisions newlyweds have to make is how to go about combining their bank accounts. This decision requires a lot of discussion around personal money habits and short- and long-term financial goals. Depending on the couple, this conversation may be short and sweet or it may be excruciatingly long and painful.
I hate to be the bearer of bad news, but this money discussion will not be your last. No, not even close. It is important that you regroup on a regular basis to discuss you... [More]
So you've made it to part 3 of the Spring Clean Your Finances Challenge! (Or if you are new to the challenge, go to Part 1 and Part 2.) We're on the final stretch and the finish line is in sight! Here we go...
Day 5: Revisit Your Budget
If you had a successful day 4, day 5 is going to be a good one for you! You’ve saved yourself some money; now let’s see how that extra cash can best be used. Hopefully you already have a budget of some sort in place and track where your money is going... [More]