One Size Fits for Life

by Elizabeth Sherman 26. September 2012
Is Your Business in the Right Checking Account? Recently, I got a call from a potential new customer inquiring about our business checking accounts. These calls always get my blood pumping with the anticipation that the business on the other end of the line will need every service I can offer. It can be very exciting! In this case, the business was a startup and not expected to carry very high balances for the first year. In an attempt to put this business in the right account, I asked a few que... [More]

The Wonder That Is ACH

by Heather Adams 14. August 2012
ACH payments are used by most people in the world today, even if they aren’t aware of it! This amazing technology is used to pay bills, transfer money between accounts and receive income; yet so few people actually know what it is or how it works. Maybe that’s a testament to just how common it is - people don’t even realize they are using it! So what is ACH? ACH stands for Automated Clearing House, and loosely defined, it is the electronic delivery of money in and out of your... [More]

I do, I do, I do...believe in my business

by Elizabeth Sherman 5. July 2012
There have been many articles written on the topic of the “Personal Guarantee” as it relates to commercial loans.  Traditionally, when a business owner comes to a bank requesting a commercial loan, one of the requirements is the owner’s Personal Guarantee.  In a nutshell, the bank wants the owner’s promise that if the business fails to generate enough income to repay the loan, the owner(s) will step up and make sure the obligation is satisfied.  T... [More]


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