I do, I do, I do...believe in my business

by Elizabeth Sherman 5. July 2012
There have been many articles written on the topic of the “Personal Guarantee” as it relates to commercial loans.  Traditionally, when a business owner comes to a bank requesting a commercial loan, one of the requirements is the owner’s Personal Guarantee.  In a nutshell, the bank wants the owner’s promise that if the business fails to generate enough income to repay the loan, the owner(s) will step up and make sure the obligation is satisfied.  T... [More]

Online Banking for Businesses: Why some banks charge

by Heather Adams 27. June 2012
In today's society, online banking is a given – not only for personal use, but for businesses as well. Every business needs online banking to check balances, verify transactions and to pay their employees via direct deposit. Online banking is an extremely valuable product that can save businesses time and money if utilized properly. So this begs the question - if it’s so necessary, why do so many banks charge for it? While online banking makes life so much easier for the end busine... [More]

I'll take "What is Check Fraud?" for 500, Alex.

by Jason Dieter 9. November 2011
Check fraud has many ugly faces. Check fraud does not discriminate. It doesn’t care if you’re a person or a business, wealthy or not, the customer or the Bank. Check fraud and those committing check fraud look for ways to deceive, manipulate, alter and perpetrate. Simply put, a way, any way, to illegally acquire, nay steal, funds that do not exist within an account balance or account holder’s legal ownership. Want some stats? Of course you do. According to FinanceNook, in one... [More]


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