College graduation celebrates past accomplishments and upcoming adventures. It’s also the point when paying off student loans becomes a tangible financial obligation rather than a future burden. Once you start paying, you’ll feel the effect on your budget immediately. But what may not be apparent is how this debt affects your credit score, which will have long-term effects on almost all areas of your life.
Establishing Good Credit
When it comes to your credit rating, student loans ca... [More]
Graduation is on the horizon for many high school and college students. That means there are many things to look forward to - one being graduation money! Having been a broke college student not too long ago, I know of the desire to blow it all on a summer vacation, a new car, or partying. Graduation marks many peoples’ entrance into the “real world,” and that can be a scary thing. We have to start thinking about our mounting debt, finding a job, and becoming financially indepen... [More]
If you have a fun trip planned for Spring Break, good for you – you deserve it! Traveling, however, can be stressful, even though the reason for your trip is likely to get away from stress! So, in order to keep your vacation as relaxing as possible, follow these simple steps BEFORE you leave!
1) Let your financial institutions know you’ll be traveling.
In order to protect you from fraudulent activity, financial institutions monitor your “normal” spending ac... [More]