So you've made it to part 3 of the Spring Clean Your Finances Challenge! (Or if you are new to the challenge, go to Part 1 and Part 2.) We're on the final stretch and the finish line is in sight! Here we go...
Day 5: Revisit Your Budget
If you had a successful day 4, day 5 is going to be a good one for you! You’ve saved yourself some money; now let’s see how that extra cash can best be used. Hopefully you already have a budget of some sort in place and track where your money is going... [More]
Having a good credit score is important. We all know that. We’ve all seen the commercials, been told who checks our scores and why, and heard horror stories about what can happen when you have a bad credit history. (But if you’d like a refresher on credit scores, read Credit Scores: GPAs for Adults.) But what if I told you that having poor credit can have adverse effects on not just your financial life, but also on your health?
Before I begin to explain my reasoning behind this claim... [More]
There's a lot of information – and misinformation – circulating about credit scores. Your credit score is important because a low score can cost you a lot of money in terms of higher interest rates or even prevent you from getting credit for things you need, like a new car. So it’s good to protect your credit rating, but make sure you do it the right way. Sometimes you can inadvertently hurt your score even when you’re trying to do the right thing.
How educated abo... [More]