It's that time of the month again; the bills are piling up and accumulating in a growing stack on the nearest table. You may let a day or two (or more) go by before opening them because you know what awaits your attention – a dreaded credit card bill. Don’t worry. You have the power to take control of your financial situation and to free yourself from credit card debt. By following these five steps, you can confidently state, “The check’s in the mail,” and mean it!... [More]
Maintaining a strong credit history can be one of the most difficult lifetime challenges for people; especially young people just starting out. The paradox most people face is being able to establish credit without established credit! A good first step is to apply for a credit card with requirements that are easy to meet. Credit cards are useful financial tools and a great way to establish credit – but used improperly, they can be an easy way to rack up... [More]
So you've made it to part 3 of the Spring Clean Your Finances Challenge! (Or if you are new to the challenge, go to Part 1 and Part 2.) We're on the final stretch and the finish line is in sight! Here we go...
Day 5: Revisit Your Budget
If you had a successful day 4, day 5 is going to be a good one for you! You’ve saved yourself some money; now let’s see how that extra cash can best be used. Hopefully you already have a budget of some sort in place and track where your money is going... [More]