Credit Scores: GPAs for Adults

by Wade Barnes 10. May 2011
Your credit score impacts every major (and some minor) purchase that you'll make during your lifetime. In regards to making a purchase that requires financing, (i.e. a house or car) your credit score can dictate the applied interest rate and in some occurrences, can prevent you from being eligible to receive financing at all. How about the impact on your career? Nowadays, many employers run credit checks before hiring. Do you want to own a car, buy a house, have a career and be an all-around sel... [More]

Should I close my credit card?

by Wade Barnes 24. February 2010
There has been a lot of discussion this week revolving around the Credit Card reformation act that became effective this week (If you missed the conversation, check out the Credit Legislation post for details).   A result of the proposed legislation was a knee jerk reaction by the credit card companies to raise rates across the board to all of their customers, as future rate hikes will be regulated a bit more aggressively.  Over the past few months, many good customers whose rates... [More]

How to Maintain Your Credit Rating During Tough Times.

by Wade Barnes 18. December 2008
During times of economic turmoil, it is important to be aware of your credit rating. When times are tough, it is common for the need to borrow. You want to make sure your credit rating isn't tarnished (or know how to fix problems) in case you need to borrow. [More]


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