What's a Good Use for a HELOC?

by Nerd Wallet 8. July 2016
When you take out a home equity line of credit, you're offering your house as collateral to secure another loan. The upside: You can gain access to up to 80% of your home's value, minus your current mortgage balance and adjusted based on your creditworthiness.The downside? If you can't make your payments, you could lose where you live. Because the stakes are high, you want to make sure you use a HELOC for the right reasons. Here are a few. [More]

How the Fed Could Revive the Market for ARMs

by Admin 4. December 2015
ARMs may soon be ready for a revival, albeit with tighter regulatory restrictions and a re-calibration of longstanding assumptions about who the product is best suited to serve. [More]

A Crash Course in Employee Benefits

by Jhonell Campbell 20. August 2015
As graduation season comes to a close there are many young adults such as myself, getting ready to enter the work force. As a recent graduate it can be difficult to decipher the various types of benefits offered by employers and whether or not you are getting a fair offer. The following is a list of some of the benefits traditionally offered by employers to help give you a head start on understanding your benefits package: Pension Plans You may choose to contribute a portion of your income (usua... [More]


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