Importance of a Home Inspection

by Sara Seeger 4. March 2014
Caveat emptor! You may have heard these two Latin words before, meaning “let the buyer beware.” In today’s real estate market, many homes are being sold “as-is.” This clause frees the seller from being responsible for fixing any repairs to the home, no matter how large or detrimental. Whether or not the property is being sold “as-is,” it is important for a potential buyer to schedule a home inspection before going through with the sale for many reasons. ... [More]

Baltimore Housing Market is Heating Up

by Matthew Grayson 24. February 2014
Even though it is still February and Mother Nature seems to continuously be dumping snow on us, winter will not last forever. As we look forward to emerging from our homes this spring, there are exciting signs that Baltimore’s housing market will be heating up this spring and through 2014! Baltimore Metro Area - 10 Hottest Housing Markets for 2014 A forecasted median home price gain of 8% through September 2014 (following a 5% increase in the past 12 months) should be exciting news for hom... [More]

Traditonal vs. Roth IRAs: How to Choose

by Marylove Moy 23. January 2014
One of the most frequent questions asked to our 1st Mariner Financial Advisers is regarding the choice of a Traditional or Roth IRA*. It is complicated... At first glance, the Roth IRA is very appealing since it offers the long term investor the ability to withdraw funds TAX FREE (after age 59 ½, a holding period of 5 years or for very specific exception situations). Investors must bear in mind that the Roth does not offer the possible tax deduction of the Traditional IRA. In reality, it... [More]


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