Many winter-related disasters can be prevented if you take a few simple steps to prepare and protect your home from winter’s less than favorable conditions: freezing temperatures, snow, and wind. In fact, according to the Insurance Information Institute more than 10% of all catastrophic losses are a result of winter storms. Although the weather has really gotten cold recently, the weather is overall still mild, and perfect for winter-proofing your home.
For the Outside
The Gutters - Remov... [More]
September was Life Insurance Awareness Month but in my mind every month is an awareness month! My time spent in the Financial Services world has taught me many things; one lesson that I learned from clients is the importance of reviewing one’s beneficiary designations on personal documents, investments, retirement plans and insurance.
I know of one individual who was married and divorced at a young age. She was a teacher in a local high school who remarried in her early thirties. Fast forw... [More]
You've decided to purchase your first house - congratulations! You’ve hired a real estate agent and a few weeks later you find your dream home. Now you need to get the loan process started, so you research and choose a lender and before you know it you are in their office filling out papers and talking numbers.
This is the part where you will likely have numerous choices on which loan program works for you. Some programs have mortgage insurance, while others do not. Some programs require g... [More]