Have you ever bitten off more than you could chew or found yourself asking the question, “How did I get myself into this?” In today’s housing market, thousands of homeowners are asking themselves this very question.
Let’s back track a few years to 2006 – a time when young people applying for mortgages were getting approved for three to four times the amount of what they could actually afford. But hey…spend it if you got it, right? Wrong.
I can gua... [More]
It's that time of the year again, and if you haven’t already started working through the process of filing your taxes, now is the time. While it likely isn’t the most favorite chore you’ll tackle this year, it might be one that pays off. According to the IRS, the average tax refund this year is about $3,000. Some might argue that getting a tax refund isn’t the best way to manage your money throughout the year, as you essentially gave the government an in... [More]
Recently, we sent out a Fixed Annuity (FA) mailer to our 18-month Certificate of Deposit (CD) customers. We did this in hopes of offering our customers an alternative option in the event that their Certificate of Deposit is nearing maturity. With that being said, we thought there might be other folks out there (including those who received the mailer) that could be asking themselves, "What's the difference and more importantly, which one is the most beneficial for me?"
To answer this ... [More]