Considering a Fixed Annuity for your maturing Certificate of Deposit? Not sure how they stack up against one another?

by Marylove Moy 26. April 2011
Recently, we sent out a Fixed Annuity (FA) mailer to our 18-month Certificate of Deposit (CD) customers. We did this in hopes of offering our customers an alternative option in the event that their Certificate of Deposit is nearing maturity.  With that being said, we thought there might be other folks out there (including those who received the mailer) that could be asking themselves, "What's the difference and more importantly, which one is the most beneficial for me?" To answer this ... [More]

2011 Tax Planning Tips

by Marylove Moy 23. February 2011
Do you really want to read about tax planning???? Ummm… The answer is a big YES because it can help you and your family’s financial situation. Goal number one in tax planning is to reduce your taxable income or adjusted gross income (AGI). Aside from the obvious fact that the easiest way to reduce your income is to earn less (duh!), the best way to reduce your AGI is to contribute to a (401k) or whatever retirement plan is offered to you by your employer. Your contribution reduces y... [More]

The Super Bowl indicator is giving an unambiguous buy signal

by Marylove Moy 31. January 2011
According to the Super Bowl theory, stocks will rise this year no matter which team wins. This is because both the Green Bay Packers and the Pittsburgh Steelers trace their roots to the original National Football league. And this theory postulates that when a team from the old NFL wins, the stock market tends to go up. Although Green Bay appears to be the early favorite to win the game, investors might be better off if Pittsburgh becomes the 2010 Super Bowl champs. The Dow Jones Industrial Avera... [More]


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