It's true that saving money is important. However, sometimes you need to spend a little in order to not lose a lot. You know what I mean? No? Okay. Let me explain.
As you consider whether to hire professionals to handle your next home improvement project or do it yourself, there are some things to keep in mind.
How much is time worth? Often times, doing things yourself slows down the process. This could be fine, IF you’re not working on a time sensitive improvement like a new roof (you&rs... [More]
Purchasing a home is a big deal. Many times, a house is the most costly and valuable asset an individual can own. Many people understand that taking out a home mortgage means taking on a huge amount of debt, but what happens after you sign the papers?
As someone who purchased a house two years ago, I wish I would have thought about these four things before I took the plunge.
Work, Work, Work
Owning a home is a lot of work. If something breaks, you don’t have a landlord, maintenance team, o... [More]
Are you looking to purchase your first home in the District of Columbia, but short on funds that are needed for down payment and closing costs? Here at 1st Mariner Bank, we offer a program that you may qualify for to help with your exact needs. It is called the Home Purchase Assistance Program (HPAP) and helps low and moderate income residents purchase a home in the District of Columbia. Qualified applicants can receive financial assistance for down payment and closing costs to buy a home. It is... [More]