Are you in the market to buy a home? If you're a first-time buyer looking to purchase a home in Baltimore City, but short on funds for down payment and closing costs or looking for a home within a particular price range, let 1st Mariner Bank show you the way. For qualified individuals, we can show you how the different grant and closing cost programs can provide you with the funds needed to make your transaction complete. Here are a few of those programs:
Buying into Baltimore
This trolley tour ... [More]
You are finally prepared to trade in that hand-me-down car your parents gave you (that has seen much better days) and grab your own four-wheeled automobile. But where do you start? It doesn’t matter who you are, your first-time car buying experience can be filled with uncertainty and misunderstanding. To help unclutter some confusion, we have come up with six steps on what to do when buying your first car.
The following steps will help you determine how much “car” you can affor... [More]
College graduation celebrates past accomplishments and upcoming adventures. It’s also the point when paying off student loans becomes a tangible financial obligation rather than a future burden. Once you start paying, you’ll feel the effect on your budget immediately. But what may not be apparent is how this debt affects your credit score, which will have long-term effects on almost all areas of your life.
Establishing Good Credit
When it comes to your credit rating, student loans ca... [More]