Save Up before You Start Up: How to Obtain Startup Capital

by Jason Dieter 12. June 2013
So, you've decided that it's time to start your own business - that you no longer wish to work for "the man" as they say. You have your product or idea, you have your goals and objectives outlined in the form of a working business plan, you've formed your company legally with the state you plan to operate in, you’ve obtained your Federal Tax ID number and now you’re all ready to roll. But wait, we have forgotten one all important step in the process. The most important step perhaps. ... [More]

The Ultimate Question: Buy or Lease?

by Wade Barnes 25. February 2013
So you’ve decided on a new car! You’ve picked the make, model, color and options but the tough question is still looming. Should I buy or lease? Like many financial decisions, the answer is highly dependent on individual situations, but to help narrow the scope of your decision, it is best to consider the benefits of leasing to see if this option is best for your situation.  Benefits of Leasing Perhaps the greatest benefit of leasing is the fact that you can get into a new car... [More]

Debt to Income Ratio: What it is and how it helps (or hurts) your chances of getting a loan

by Jason Dieter 8. August 2012
So, you’re trying to line up financing for that luxury car you’ve always wanted; or that new addition on the house your wife has been “gently” reminding you of; or how about the new sports boat to take the kids water skiing every other weekend? Well, in order to make any of these things happen, most of us turn to our friendly local bank to inquire about a loan to turn our dreams into a reality. Your average banker will often tell you that yes, they finance such requests a... [More]


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