The Ultimate Question: Buy or Lease?

by Wade Barnes 25. February 2013
So you’ve decided on a new car! You’ve picked the make, model, color and options but the tough question is still looming. Should I buy or lease? Like many financial decisions, the answer is highly dependent on individual situations, but to help narrow the scope of your decision, it is best to consider the benefits of leasing to see if this option is best for your situation.  Benefits of Leasing Perhaps the greatest benefit of leasing is the fact that you can get into a new car... [More]

Debt to Income Ratio: What it is and how it helps (or hurts) your chances of getting a loan

by Jason Dieter 8. August 2012
So, you’re trying to line up financing for that luxury car you’ve always wanted; or that new addition on the house your wife has been “gently” reminding you of; or how about the new sports boat to take the kids water skiing every other weekend? Well, in order to make any of these things happen, most of us turn to our friendly local bank to inquire about a loan to turn our dreams into a reality. Your average banker will often tell you that yes, they finance such requests a... [More]

The Imaginary Mortgage - Fake It Til You Make It

by Erica Starr 2. May 2012
Have you ever bitten off more than you could chew or found yourself asking the question, “How did I get myself into this?” In today’s housing market, thousands of homeowners are asking themselves this very question. Let’s back track a few years to 2006 – a time when young people applying for mortgages were getting approved for three to four times the amount of what they could actually afford.  But hey…spend it if you got it, right? Wrong. I can gua... [More]


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