Maintaining a strong credit history can be one of the most difficult lifetime challenges for people; especially young people just starting out. The paradox most people face is being able to establish credit without established credit! A good first step is to apply for a credit card with requirements that are easy to meet. Credit cards are useful financial tools and a great way to establish credit – but used improperly, they can be an easy way to rack up... [More]
"I hate my bank!” It seems like you’ve uttered these words a million times, yet you keep going back for more. But why? Changing banks is simpler than you might think. Plus when you take into consideration all of the headache and hassle you’ll free yourself of, these simple steps it takes to change banks will seem even simpler.
1) Figure Out Why You Are Not Satisfied with Your Bank
This might seem like an easy question to answer, as you may have been complaining about the reason... [More]
Graduation is on the horizon for many high school and college students. That means there are many things to look forward to - one being graduation money! Having been a broke college student not too long ago, I know of the desire to blow it all on a summer vacation, a new car, or partying. Graduation marks many peoples’ entrance into the “real world,” and that can be a scary thing. We have to start thinking about our mounting debt, finding a job, and becoming financially indepen... [More]