Year after year I go through the same cycle of emotions during the holiday season. Right around Thanksgiving I start to get really excited about the holidays. This is the time of year that I think I LOVE giving gifts to my family and friends. These are the people that I can't live without, so I just want to shower them with gifts!
Fast forward a few weeks. All of my generosity has been replaced with misery. After spending all of my income on gifts, decorations, charitable donations, etc., I... [More]
If you are like many young people, going off to college is the first time you begin to feel like an independent individual. Your parents and teachers have taught you all they can to prepare you for the “real world,” and now it’s up to you to decide whether or not you’d like to follow the advice and lessons you’ve learned over the years.
With no one around to scold you or tell you what to do, entering into your newly emancipated lifestyle, it can be tempting to make ... [More]
Your days of working are over. Now you have to figure out a new financial plan. The nest egg that you have accumulated through your pre-retirement years will determine the type of life you are able to live post-retirement. The more disciplined with saving you have been in your younger years, the more comfortably you should be able to live in your golden years.
If you spent the younger days of your life thinking that you would never make it past 60, yet now 60 has come and gone and you’re s... [More]