Saving enough for a 20% down payment on a home can be one of the toughest financial challenges most people will ever take on. With the median existing U.S. single-family home price at about $213,000, that means pulling together more than $40,000 – a veritable mountain of cash. Yet reaching that goal can be done. It just takes planning, patience and discipline. Here are some tips to help you map your path to home ownership: [More]
Encouraging positive and responsible money habits in your children's minds is arguably one of life's most important lessons. The sooner children start learning about the "value of a dollar," the better. However, kids don't have to know how to count to be introduced to and taught about money. Luckily, with today's technology, there are many ways to make learning about money fun for kids of any age. Read on for some quick tips to make learning about money fun.
1) Use Cash Yourself
Try not using a ... [More]
If your father is anything like mine, when asked what he wants for Father’s Day, he’ll reply, “I could use more socks.” No, Dad, I’m not going to get you socks. Instead, take matters into your own hands. Get him a unique gift based on one of his hobbies or interests – that way you know he’ll put it to good use! Here are some examples:
For the Dad with Baltimore Pride:
If there’s one thing that all Baltimore dads have in common, it’s that they... [More]