Our college years can be some of the best years of our lives, and of course we all know the educational benefits, but many of us do not think about the long term financial effects. That future bill left to be paid can be extremely alarming. According to Consumer Reports, the average debt outstanding for 2011 graduates is almost $23,000; however, we’ve all heard horror stories about people who have accrued well over $100,000 of debt by the time they’ve graduated. This is a scar... [More]
I love entertaining at my house, but it can be expensive to feed my clan! That doesn't stop me from having a great summertime BBQ; I just find creative ways to keep the costs low.
With Independence Day just around the corner, here are some tips on throwing a backyard bash without breaking the bank:
1. If someone asks to bring something, LET THEM (sodas, side salad, dessert or their signature dish)!
2. Buy in bulk and buy at the right places. First get organized and make a list of exactly what yo... [More]
Let's face it - putting money in a savings account isn’t exactly the most exciting thing to do with your hard-earned cash, even for adults. If you find it difficult to motivate yourself to save, imagine how kids feel about saving. Here are some tips on how to help motivate your kids to save money and become financially responsible individuals:
1) Give your kids a weekly allowance and help them set a budget.
Have your kids agree to an amount that they should save weekly and ... [More]