Don't know what to get mom for Mother’s Day? The most valuable gifts are the ones that are given the most thought and effort. It’s easy to throw some money down and purchase some material goods, but chances are your mother would much rather have something from the heart, and something that won’t break your bank.
Cook for Her
Everyone enjoys going out for a Mother’s Day brunch, at least in theory. In practice, you will likely be crammed in a busy restaurant to eat overpric... [More]
Let me rephrase that - paying yourself first isn’t selfish, it’s smart. But we should back up. What does it mean to pay yourself first? You (hopefully) have a monthly budget that includes your bills and day-to-day expenses. Paying yourself first means that before you take anything else into account, you first set aside a pre-determined portion of your income into a savings account.
So let’s say you want to save 20% of your income, and your monthly take-home pay is $3,000*. You ... [More]
Sales and discounts seem to be everywhere as the holiday season approaches. But are these offers really all they’re cracked up to be? The truth is retailers use all kinds of sneaky tricks to get you to spend. Here’s what smart shoppers need to know to avoid being taken in.
Bait and Switch
A top brand laptop is advertised on sale at an amazingly low price. But when you get to the store, it’s sold out. Of course they have a more expensive model they’d be happy to sell you. ... [More]