The Cost of Love

by Stacy Tharp 12. February 2013

Falling in love can be easy or it can be a rough and bumpy road. Either way, it comes at a price - literally. Just how high is that price? We looked at how much time and money is spent on average from beginning the search for that special someone to walking down the aisle and saying, "I do." Here is what we found:

The Best Things to Buy in the Winter

by Andrew Schreiber 7. February 2013

Winter Sales

 

If you are like me, now that the holiday season has passed you’ve been counting down the days until spring. We all try to pass the time in different ways, but some of those things you plan to do in the spring might be beneficial to do sooner rather than later. The slow times of the winter are felt across many industries including real estate, consumer electronics and construction. This is good news for those of us that are always looking for a good deal. Here is a list of the best things to purchase during the winter.

Homes

For those of you who are looking to purchase a new home, winter is a great time to find a good deal. Most people don’t want to trudge through the winter weather to shop for a house, so they put the shopping off until the spring. This lack of demand provides a great opportunity to find a good deal. Less competition for available homes allows you to offer below the list price, especially since if a home is placed on the market in the wintertime when sellers are aware that they could make more money waiting, it could mean they are motivated to sell quickly.

Home Improvement

Home Improvement

Everyone spends a lot of money during the holiday season which often causes them to put off any big purchases for awhile so they can recuperate funds. This provides a perfect opportunity to those of us who plan ahead. Contractors have large holiday bills as well, but demand for contractors is down in the winter because of the spending during the holidays, which makes them more eager to find jobs that will keep them busy. Also, material demand is lower due to the slow time of the year so you are likely to save some money there as well.

Electronics and Cameras

The International Consumer Electronic Show in which technology companies introduce their new and improved products occurs in January. This event helps build buzz and demand for the new products. So if you are one of those people that doesn’t always have to have the newest, most up-to-date gadget, now is a perfect time to buy last year’s model of TVs, cameras, home entertainment systems, etc. With all of the new products and lines being introduced, retailers need to make room for the new inventory. You can usually find higher end items that weren’t on sale for Black Friday on sale now to make room for the newest models. If holiday sales were less than expected, you can expect better deals on a wider range of products after the holidays are over. Despite the winter being a good time to purchase most electronics, laptops are not one of these.

Transportation

Sometimes the best time to purchase something is when it is painfully obvious that you have no reason to currently use it. The winter months are a great time to purchase motorcycles, bicycles, and even boats. Demand for motorcycles is low during the winter so you can usually find dealers having sales to help boost sales. These sales have a trickle-down effect, causing current motorcyclists purchasing new bikes to sell their old ones. So whether you are looking for a new or used bike, winter is the best time to find a good deal. Bicycles are also on sale due to the lack of demand during the winter months, plus retailers are looking to clear their inventories after the holiday season for the newest models due out soon. Finally, boats are also a good buy in the wintertime; most dealers offer their best sales during the slow winter months, especially at winter boat shows.

Overall, when planning your annual purchases, a good bet for finding discounts is to buy at a time that seems to make the least bit of sense. Take a look at your fellow consumers’ behaviors…and do the opposite!

Super Bowl 2013: MVP Joe Flacco Leads the Ravens to a 34-31 Harbowl Victory

by Erica Starr 4. February 2013

Baltimore Ravens Super Bowl Billboards

Oh! Boy, What a Joe!

We think it’s safe to say, he’s not your average Joe – perhaps your “elite” Joe Flacco, or your Super Bowl MVP Joe Flacco, but average, he is not. Not many outside of Baltimore expected the Ravens to make it as far as Super Bowl XLVII; however, Baltimore fans thought otherwise, and the Baltimore Ravens proved otherwise.

Despite the “lights out” technical difficulties that seemed to impact the incredible momentum that the Ravens had built up, “General” Joe Flacco drove his “team of destiny” up and down the field, throwing 22-of-33 passes for 287 yards and 3 touchdown passes, earning Super Bowl MVP honors for leading the Ravens to a 34-31 victory over the San Francisco 49ers. With Joe putting up numbers that rival some of the biggest names in the NFL, Baltimore Sports Report has officially declared Joe Flacco to be elite.

Baltimore fans celebrate a Ravens Super Bowl Victory in Canton Square

Meanwhile back on the ranch, while the Baltimore Ravens celebrated their Super Bowl victory in New Orleans, thousands of Baltimore Ravens fans rushed the streets of Charm City to celebrate. Screaming the “Seven Nation Army” chant that Baltimore fans have associated with the Ravens (this chant also oddly incorporates the Baltimore Orioles’ “Oh!” that you could hear loud and clear during Alicia Keys’ performance of the National Anthem), fans hugged each other, jumped up and down and continued to celebrate till the early hours of the morning.

So did Baltimore fans get all their celebrating in last night? Of course not! According to the Baltimore Sun, Baltimore city officials announced today that the city will host a victory parade for the champion Baltimore Ravens on Tuesday beginning at 10:45 a.m. at City Hall. The parade will proceed from City Hall south on Commerce Street, continue to Pratt and Howard Streets, and end at the Raven’s stadium, where a celebration including the team will continue, Baltimore-style!



© 2008- 1st Mariner Bank