Introducing the New 1stMarinerBank.com

by Stacy Tharp 26. June 2012

As you've probably noticed, 1st Mariner Bank has made some changes to its website and blog.  Hopefully you've gotten a chance to explore some of our website's new features and benefits. Either way, here is a quick tour of what our new site has to offer:

 

To access your online banking account, click on the Secure Login button on the home page and enter your Log-in ID.

Our updated branch and ATM locator helps you find the branch or ATM nearest you. You can find information about your local branch by checking out our unique branch pages.

Use the top menu links to help you navigate to the information you're looking for.

Using the left-hand navigation menu, you can find specific information about our products and services.

The new 1stMarinerBank.com offers a variety of banking resources to help you stay informed and reach your financial goals.

 

Now that you've been formally introduced, explore all of the new benefits on your own!

The Cheap Guide to Father's Day in Baltimore

by Erica Starr 14. June 2012

"I don't need anything," "Don't worry about it," or my personal favorite, “Kids that listen.” If you are like me, these are some of the responses that you’ve gotten from good ol’ Dad when it comes to what to get him for Father’s Day. I interpret these responses in one of two ways: he’s either telling the truth, or as always, he’s looking out for me and doesn’t want me to spend too much money on a gift for him. Gotta love Dad…always looking out for his number one (whether or not I’m still his number one is up for debate, but I like to tell myself that it’s true).

Seeing as Dad is always trying to help me become more financially responsible and independent (his nice way of telling me to stop asking him for money), a great present for him and for myself is to open my own checking and savings account.

Making the old man proud feels great, but I'd still like to do something extra special for him. Luckily for Dad AND my new bank accounts, there just so happens to be several practical yet fun ways to spend Father’s Day this year in Baltimore.

For the History Buff Dad:

The Star-Spangled Sailabration is bound to spark an interest for not only Dad, but for everyone in the family. From June 13th through June 19th, more than 40 tall ships and naval vessels will parade down the Chesapeake Bay and into Baltimore’s Inner Harbor in celebration of the bicentennial of the War of 1812 and the writing of the Star-Spangled Banner. From watching the U.S. Navy Elite parachutists leap out of aircrafts some 12,500 feet above the harbor, to checking out one of five high-precision aviation acts by the U.S. Navy Blue Angels, to touring these incredible ships, this is definitely something that Dad will never forget.

Be sure to check out the schedule of events as there is A LOT that you don’t want to risk missing.

Visit our Facebook page for more photos of the Star-Spangled Sailabration.

For the Foodie Dad:

OpenTable restaurants are serving up numerous Father’s Day deals and specials, like steak dinner prix fixes or bottomless beer. It’s the perfect way to say, “Thanks!” to Dad.

For the Music Lover Dad:

Pier 6 Pavilion Summer Concerts

On Sunday, June 17th, Bonnie Raitt and Mavis Staples will be in concert at the Pier 6 Pavilion. Don’t have the funds to purchase tickets? Have no fear! Bring a few lawn chairs and join the folks on the waterfront promenade just outside the pavilion. Better yet, go by boat…the acoustics are just as good as being inside!

Concert time is 7:30 p.m.

Harborplace Summer Live! – Free concerts outside of Harborplace

On Fridays and Saturdays during the summer months, Harborplace & Gallery are filled with music lovers, shoppers and people from all around to enjoy the live entertainment. Make sure to get there early so you can grab a seat at the Harborplace Amphitheater to enjoy their FREE summer concert series.

Friday, June 15 – U.S. Navy Cruisers Rock Ensemble* (Rock)
Saturday, June 16 – Maryland Defense Force Band* (Military/Brass)

*These bands are part of Star-Spangled Sailabration

Friday Night Live! - Free Concert Series

Every summer, Power Plant Live!  provides a FREE Friday night concert series that is held on their outdoor stage. Power Plant Live! is one of Baltimore’s premier dining and entertainment destinations. With over 15 restaurants and bars to choose from, you’re bound to find a place you like to grab some food prior to the show.

Reel Big Fish is slated to perform the Friday prior to Father’s Day this year.

For the Extreme Adventurer Dad:

Is your Dad always looking for the next adventurous, heart-pounding, pulse-racing, extreme rush challenge? Why not check out  Fearless Father's Day at Terrapin Adventures? The special will get you two paid admissions for the zip line, giant swing, climbing tower or high ropes course. Dad gets the third for FREE.

For the “I always wanted to be a Pirate” Dad:

Yep – you read correctly. What? You didn’t know that your Dad secretly always wanted to be a pirate? Isn’t that every little boy’s dream? Help him live out his childhood dream by booking a  Family Adventure Cruise with Urban Pirates. In celebration of Father’s Day, all fathers ride the Family Adventure Cruises FREE all day on Sunday, June 17th. What more could your Dad ask for but living out his dreams with the family?

For the Beach Bum Dad:

Head down to the ocean, hon! While it’s not technically “IN” Baltimore, there is no reason why you can’t take Dad on a trip to Ocean City, Maryland. Cut back on costs by simply making it a day trip. You can spend the day on the beach, walk the boardwalk, pick up some Fisher's Popcorn and eat Thrasher's french fries all before heading back to Baltimore. Before packing the car, make sure you check out Traveling Tips: keep the costs low and the fun level high for more tips on how to save money when taking a short trip.

For the Sensitive Dad:

What dad wouldn’t want a special homemade gift made with love? Get some inspiration from our Father’s Day Gift Ideas board on Pinterest. If you have other DIY gift ideas for Dad that you’d like to share, tag us on Facebook or mention us on Twitter.

Related Blog Posts:

 

Erica Barry

Mom, You Want Me to Put My Money WHERE?

by Stacy Tharp 1. June 2012

Let's face it - putting money in a savings account isn’t exactly the most exciting thing to do with your hard-earned cash, even for adults.  If you find it difficult to motivate yourself to save, imagine how kids feel about saving.  Here are some tips on how to help motivate your kids to save money and become financially responsible individuals:

1) Give your kids a weekly allowance and help them set a budget.

Have your kids agree to an amount that they should save weekly and the amount they can spend on whatever they want for the week.

 2) Give your kids a reason to save.

Don’t just make your kids save money for the sake of saving money or “because you told them so.”  Help your kids set goals for themselves.  If there is a toy your child wants, make him or her earn it with his or her savings.  Or, find a charity that your kids would be interested in helping, and have their savings go to that charity.

 3) Use visual aids.

Visual aids are great tools to use for young children to help them see the benefits of saving.  For example, give your kids two transparent piggy banks or jars, and have them put the agreed upon amount of allowance in these “savings accounts”.  Pay your kids a set percentage of interest in the second piggy bank or jar.  Your kids will be able to literally see their savings accounts grow, and they will be able to see the money they earned by simply putting their money in the “bank.”

 4) Open a savings account.

Once your kids are older and understand the concept of saving, open a savings account for them at your local bank.  Take your kids to the bank each week to deposit their money rather than doing it for them, and have them look at their deposit receipts and bank statements so they can see how their accounts are growing.

5) Match your kids' savings.

Similar to paying your kids interest, you can match the amount, or a percentage of the amount, that your kids put away.  This technique will help your kids learn the benefits of 401(k)s, as many employers match a portion of their employees 401(k) contributions.  Many first jobs teenagers get do not have 401(k) benefits, so you can provide this service for them yourself.

6) Set a good example.

Whether you like it or not, your kids are constantly observing you.  Use this to your advantage by making wise financial decisions.  If you don’t have the greatest history of financial management, now you will have the extra motivation of not only feeling like you need to be financially responsible for your own sake, but also for your children’s sake.

If you found this article helpful, be sure to check out these similar articles:

Four Things the Easter Bunny Taught Me About My Credit

How I Graduated Debt-free from College

The Imaginary Mortgage - Fake It Til You Make It



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