Debt to Income Ratio: What it is and how it helps (or hurts) your chances of getting a loan

by Jason Dieter 8. August 2012
So, you’re trying to line up financing for that luxury car you’ve always wanted; or that new addition on the house your wife has been “gently” reminding you of; or how about the new sports boat to take the kids water skiing every other weekend? Well, in order to make any of these things happen, most of us turn to our friendly local bank to inquire about a loan to turn our dreams into a reality. Your average banker will often tell you that yes, they finance such requests a... [More]

1st Mariner Welcomes New Team Member Thanks to PaYS Program

by Janis Smith 24. July 2012
In 2009, 1st Mariner Bank became an active partner with the United States Army in the Partnership for Youth Success (PaYS) Program. The PaYS Program is designed to assist Soldiers in securing their future once their service to our country is complete. The PaYS Soldier agrees to fulfill their Army obligation, and then benefits from a “foot in the door” with a partnership company, like 1st Mariner Bank. It’s a “win-win” for everyone involved, as we benefit from ... [More]

Housing Market Appears to be in Sustained Recovery

by Anirban Basu 19. July 2012
Despite Braking Economy, Housing Moves Ahead After re-accelerating late last year and during the initial months of 2012, the pace of economic growth and job creation has slowed more recently. In June, national employment expanded by just 80,000 jobs according to the Bureau of Labor Statistics. June represented the third consecutive month during which national job creation was well below 100,000 jobs. During the first three months of the year, the nation's average monthly employment gain was 226,... [More]


© 2008- 1st Mariner Bank