Credit Scores: GPAs for Adults

by Wade Barnes 10. May 2011
Your credit score impacts every major (and some minor) purchase that you'll make during your lifetime. In regards to making a purchase that requires financing, (i.e. a house or car) your credit score can dictate the applied interest rate and in some occurrences, can prevent you from being eligible to receive financing at all. How about the impact on your career? Nowadays, many employers run credit checks before hiring. Do you want to own a car, buy a house, have a career and be an all-around sel... [More]

Maryland's Economy: There is Still Plenty of Reason for Concern, but the Reasons Have Changed

by Anirban Basu 15. April 2011
Focus Shifts from Growth to Inflation Economy Now Enjoys Self-Sustaining Momentum Coming into 2011, economists remained largely fixated on the inadequacy of demand for labor, housing, commercial real estate and other aspects of economic life. Economists have been busily pouring over reams of data regarding senior bank loan officer attitudes, consumer credit availability and other indicia of credit market thawing. The conventional wisdom has been that until banks begin lending more aggressively... [More]

2011 Tax Planning Tips

by Marylove Moy 23. February 2011
Do you really want to read about tax planning???? Ummm… The answer is a big YES because it can help you and your family’s financial situation. Goal number one in tax planning is to reduce your taxable income or adjusted gross income (AGI). Aside from the obvious fact that the easiest way to reduce your income is to earn less (duh!), the best way to reduce your AGI is to contribute to a (401k) or whatever retirement plan is offered to you by your employer. Your contribution reduces y... [More]


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