During times of economic turmoil, it is important to be aware of your credit rating. When times are tough, it is common for the need to borrow. You want to make sure your credit rating isn't tarnished (or know how to fix problems) in case you need to borrow. [More]
What do you do if you receive a bank fee for accidentally overdrawing your account? If you are like most people, you call the bank's 800 number and ask to have it refunded. Assuming this is a one-time occurrence, many banks and savings institutions will forgive this type of mistake and refund the fee. Case closed.
However, what about the minor annoyances that get under your skin, like frequent ATM fees or the delayed availability of funds from a check you've deposited? Most people will simply li... [More]